Debt Settlement, Debt Negotiation, Debt Relief. Get out of Debt

Get A Free Debt Settlement Consultation: Fill out our short form and get matched with up to three debt relief specialists who will work with you personally to reduce your debt and help you to pay it off months sooner.
	Credit Card & Unsecured Debts* Qualifying debt includes things like credit cards (Such as Visa, MasterCard, American Express, and Discover Card), store cards (Such as a Sears card or JCPenney card), hospital bills, and personal loans, but does NOT include home or real estate loans, auto loans, student loans, IRS debt, other secured loans, or less than $10,000 in total debt.	($10,000 minimum required)
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Welcome to Less.com - Pay Less & Get Out of Debt FAST!

Take control of your debt!

In today's tough economy, it is more important than ever to be debt-free. If you are struggling with credit card or other unsecured debt, or even just concerned with your current debt situation, you've come to the right place. Less.com provides you with a one stop shop for learning more about debt settlement and enlisting the help of debt settlement experts.

Debt settlement is a process where our expert partners work with you and your credit card companies to come to an agreement on taking a reduced amount on the debt that you currently owe, rather than declaring bankruptcy - Often, your credit card companies will take as little as 50 percent of your current balance! And best of all, because of this reduced amount, many people are able to reach their goal of becoming debt free in as little as 12 to 36 months, rather than the years often spent struggling to make minimum payments.

There are millions of Americans right now in the same financial position as you - there is no reason to be ashamed, embarrassed, or to feel alone. Take the first step towards being debt free today and complete our short form above. We will match you with a debt settlement partner based on your unique financial situation - someone who can work with you to settle your debts and allow you to get back to living your life, debt and stress free!

Get started now and be DEBT FREE again!

Avoid Bankruptcy!

Get a Free Consultation Today!

Be Debt Free Fast!

Debt Free In As Little As 36 Months!*

Cut Monthly Payments!

Settle Your Debt For Up to 50% Less!*

Pay Less - Save Money!

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Debt Settlement Information & Resources:

What is debt settlement? Debt settlement, also referred to as debt negotiation, is a completely legal, logical, and ethical way to eliminate your debts in a short amount of time by coming to an agreement on a 'settlement amount' with your credit card companies and those that have extended you other forms of unsecured debt, such as personal loans or hospital bills. This 'settlement amount' is often a reduced figure, many times by as much as 50% off the original debt owed, and is used to completely wipe the debt clean - avoiding bankruptcy, stopping the harassing phone calls, and getting you out of debt much faster.

Learn more about debt settlement and the various aspects of it such as credit card debt, debt relief options, how to reduce credit card debt, and more with the Less.com article archive.

*Important Note And Additional Information: Estimates based on prior results obtained by debt settlement companies; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. Less.com, and any of our associated partners, can not and do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.

Less.com is a matching service to connect consumers with unrelated third party debt settlement providers. Less.com is not a debt settlement or reduction service, nor a credit repair or consumer credit counseling company. We do not offer investment, legal, or tax advice, nor do we provide services or assistance negotiating or settling debt, repairing, modifying, improving, extending, or correcting credit entries or reports, or repairing credit, but instead provide referrals to unrelated third party companies, about whom we make no representation or warranties concerning their qualifications or performance. Programs and services are not available in all states, or where prohibited by law. By submitting your request, you grant permission for up to 3 of our partners to contact you by phone even if you are on the Do Not Call Registry.

Debt settlement services, while appropriate in certain circumstances, can have negative consequences: Including but not limited to the possibility of being sued by your creditors, a negative impact on your credit score / credit report, potential tax liabilities, and the possibility of not being able to come to an agreement with your creditor resulting in additional debt owed. Please read and understand any program details and contract terms provided by debt settlement companies before enrolling in any debt management program.